NEFT/RTGS Service

National Electronic Fund Transfer (NEFT) and Real Time Gross Settlement (RTGS) allow individuals, companies and firms to transfer funds from one bank to another. You can check the RBI website for a list of NEFT and RTGS-enabled branches of your bank. These facilities can only be used for transferring money within the country. To opt for these, you need to fill a form providing your or the beneficiary’s details — name, bank branch where the account is held, the Indian Financial System Code, a unique code for identifying the branch, and the account number and type. You have to submit a cheque while opting for this facility. You can also transfer funds through net banking. These are third-party transfers and the option is available under the same header on your net banking home page.
IFS CODE :- KKBK0NSBM01

RTGS/NEFT/ECS Charges

S.No.	Items	Transaction Slab	Charges
1.	NEFT	Upto Rs.10,000-	Rs.2.50
		Upto Rs.1.00 lac	Rs.5.00
		Above Rs.1.00 lac to 2.00 lacs	Rs.15.00
		Above Rs.2.00 lacs	Rs.25.00

a) RTGS Customer Transactions (R-41)

Time of settlement at the RBI		Transaction Slab	Charges
From	To
09.00 Hours	12.00 Hours	Rs.2.00 lacs to Rs.5.00 lacs	Rs.25
		Above Rs.5.00 lacs	Rs.51
After 12.00 Hours	15.30 Hours	Rs.2.00 lacs to Rs.5.00 lacs	Rs.26
		Above Rs.5.00 lacs	Rs.52
After 15.30 Hours	16.30 Hours (on week days)	Rs.2.00 lacs to Rs.5.00 lacs	Rs.31
		Above Rs.5.00 lacs	Rs.56

b) RTGS Inter-Bank Transactions (R-42)

Time of settlement at the RBI		Transaction Slab	Charges
From	To
09.00 Hours	12.00 Hours	Rs.2.00 lacs to Rs.5.00 lacs	Rs.25
		Above Rs.5.00 lacs	Rs.51
After 12.00 Hours	15.30 Hours	Rs.2.00 lacs to Rs.5.00 lacs	Rs.26
		Above Rs.5.00 lacs	Rs.52
After 15.30 Hours	16.30 Hours (on week days)	Rs.2.00 lacs to Rs.5.00 lacs	Rs.31
		Above Rs.5.00 lacs	Rs.56